Prodigy Life · Rapid-Quote Router

Client & contact

Top of the financial inventory. Age and state drive the whole route.

Full name

Phone

Date of birth

Gender (for rates)

State

Beneficiary name & relation

Occupation

Monthly income ($)

Health inventory

Straight from the underwriting cheat sheet. Pick the closest match — the router handles the carrier logic.

Height

Weight (lbs)

Tobacco / nicotine

Diabetes

Cancer (except basal cell)

Stroke / TIA

Heart attack / stent / bypass / angina / valve

COPD / lung disease

Blood pressure

Anxiety / depression

Rheumatoid arthritis

AFib / arrhythmia

Sleep apnea

DUI / felony history

Takes gabapentin (nerve pain / neuropathy) — kills term & IUL Receives government disability income (SSDI / VA) ADL help, wheelchair/walker for chronic illness, home health care, assisted living, nursing home, or hospice

Full cheat-sheet checklist — check everything that applies

Red = guaranteed-issue / graded tier · Gold = kills term, FEX level · Grey = advisory only

Medications (names + why)

Mortgage & coverage math

Full payoff = balance + $20K buffer. Critical period = payment × 24 or 36 months.

Home value ($)

Mortgage balance ($)

Monthly mortgage payment ($)

Client wants return of premium?

Additional notes

Post-quote: FI form

Same flow as the paper form — capture it, mark it, log it.

Date met

Eff date

Address

Left over $ / month

Lender

Years left on mortgage

Months of bills saved

Current policies

Annuity opportunities

Acct type + $

Quotes presented (auto-filled from router — edit to actuals)

Good

Better

Best

Policy sold — primary

Carrier + plan

Face amount

Monthly pymt

Annual premium (actual)

Beneficiaries (name — relationship — %, one per line)

Sensitive / banking — primary

DLN

DL state

SSN

Birth state

Bank

Routing

Account

Preferred draft date

+ Spouse (optional)

Spouse name

Spouse DOB

Phone

Email

Job

Monthly income

Smoker?

Height / weight

Surgeries / medications / health

Policy sold — carrier + plan

Face amt

Monthly pymt

DLN + state

SSN

Bank / routing / account

Spouse beneficiaries (name — relationship — %)

Spouse quote: run them as a separate client through steps 1–3 for their own routing verdict.

Status & send

Deal status

Follow-up reason / next action

CC another email (optional — always sends to jv@thepncl.com)

⚙ Sheet connection (one-time setup)

Apps Script web-app URL

Paste once — it's remembered. Until it's set, "Log" copies the row for manual paste.